Terms of Service 

  

Payment Terms. For all readings the full fee is due at the time your request is made, prior to the reading. Payment must be received by Kourtney Ann before the commencement of your reading. For all readings, payment must be made to reserve your appointment. Due to the difficulty with debt collection, all payments for reading requests must be tendered in advance.  

 

Payment Methods. For online readings, Kourtney Ann accepts credit cards or PayPal. All payment transfers are done through the third party platform Paypal, so please be familiar with the privacy policy and terms of use for these third party platforms. Kourtney Ann is not liable for any mishandling by these third party platforms. For in-person readings, credit card payments or cash only. Kourtney Ann does not accept checks or money orders. If your credit card is declined or payment is not properly transferred due to deficiencies on your end, then Kourtney Ann will be entitled to the balance owed plus a 25% interest as additional charge for the deficiency. 

  

Refund Policy. Tarot readings, Thetaheailng sessions, and Reiki Healing sessions by Kourtney Ann constitute a professional service and due to the nature of the service and labor involved, all services are non-refundable. However, if no service was performed or was cancelled prior to its commencement by Kourtney Ann, then of course, your fee will be refunded to you in full or appointment rescheduled at the earliest convenience of the client and Kourtney Ann if the client wishes. Kourtney Ann exercises great reasonable care and diligence in performing each and every professional service. If you are dissatisfied, please contact Kourtney Ann to see if an agreeable settlement may be worked out. 

  

Statement of Tarot Ethics. A statement of ethics is provided at Kourtneyann.com, which covers the ethical policy of Kourtney Ann, hereby integrated and incorporated into this Terms of Service. 

  

Scope of Life Coach Services. The tarot reading services provided by Kourtney Ann is more akin to life coach services and strives to help you work on your goals for the future and create the life path you desire. Your tarot reading with Kourtney Ann in no way replaces professional counseling from a licensed counselor or therapist and cannot be relied upon in lieu of sound legal, medical, or financial advice from licensed or qualified professionals. Kourtney Ann in no way diagnoses problems, but rather, suggests creative perspectives for understanding your current problems or help you come up with actions you can take to empower yourself in a way that will maximize your personal and professional potentials. Kourtney Ann strives to help you improve the quality of your life by tapping into your intuition. The role of such a life coach is supportive. 

  

Disclosure of Limitations. A tarot reading, Reiki session, or Thetahealing session should never be used in place of professional counseling. Your reading cannot offer legal, medical, business, or financial advice nor does any portion of your reading from Kourtney Ann purport to do so. You should not rely on a these services to make any decision that would affect your legal, financial, or medical condition. If your inquiry involves the law, finance, or medicine, then you should seek the advice of a licensed or qualified legal, financial, or medical professional. Also, no services provided by Kourtney Ann can replace qualified mental health care.  

  

Video Reading Recordings. Kourtney Ann may, at your option, provide video conference tarot readings through third party platforms or hosts, such as Zoom or Google Hangout. These video readings may from time to time be recorded. If a video reading is recorded, you will be put on notice in advance of the recording. Before consenting to a video reading, please go over any questions or concerns you may have with Kourtney Ann. By commencing a video reading, you are consenting to the terms herein. Likewise, please be advised that you are not permitted to record video readings without express, written permission from Kourtney Ann. If you would like to record your video tarot reading, please ask before doing so. 

  

Confidentiality. Kourtney Ann exercises reasonable diligence in maintaining the confidentiality of your tarot reading, Reiki session, or Thetahealing session and will not voluntarily, knowingly, intentionally, or willfully disclose your identity or the contents of such services to third parties. However, if Kourtney Ann genuinely believes disclosure is required to: (1) prevent imminent harm or risk of harm to yourself or to another, (2) meet any applicable law, regulation, legal process, or governmental request, or (3) protect or defend Kourtney Ann against claims or threats of claims, then Kourtney Ann reserves the right to do so to the extent reasonably necessary. Please keep in mind that no legally recognized privilege exists between a Kourtney Ann and clients the way a privilege might exist between an attorney and client, doctor and patient, husband and wife, or priest and penitent.  

  

Fortune Telling Laws. Pursuant to applicable laws of certain jurisdictions, a person can be guilty of fortune telling when, for a fee or compensation, that person claims or pretends to tell fortunes, or holds him or herself out as being able, by claimed or pretended use of occult powers, to answer questions or give advice on personal matters or to exorcise, influence, or affect evil spirits or curses, unless otherwise done so explicitly for entertainment purposes only. Any and all readings provided by Kourtney Ann neither claims nor pretends to tell fortunes and neither claims nor pretends to use occult powers in ways that would run against such laws. In certain jurisdictions, it is required to disclose to you that Tarot readings, Reiki Sessions, and Thetahealing sessions should be for entertainment purposes only, and if such a law applies to your reading, then you are hereby on notice thereof. 

  

BY CONTACTING Kourtney Ann FOR A READING, YOU ARE IN EFFECT ACKNOWLEDGING AND AGREEING TO THE FOREGOING TERMS OF SERVICE.